New And Used Auto Loans
Oswego County FCU is now offering great discounts and incentives on most GM and Chrysler Vehicles Follow the link below.
Oswego County FCU offers new and used vehicle financing. Terms are available for up to 72 months at great low rates. Vehicles that can be financed include: cars, vans, light trucks, boats and recreational vehicles.
Apply for An Auto Loan
Our rates on loans will be based on a members credit score, so better the score the lower the interest rate.
New Auto loans can be as low as 1.75% APR* for up to 36 months (longer terms with slightly higher rates are available)
Used Auto loans can be as low as 2.25% APR* for up to 36 months (longer terms with slightly higher rates are available)
Please contact the credit union if you are interested in refinancing the vehicle loan you currently have with another financial institution.
up to 48 month repayment can be as low as 6.25% APR*
up to 120 month repayment can be as low as 7.25% APR*
*Annual Percentage Rate
All loans are subject to credit approval. Your loan rate will be determined by the loan term and your credit history.
Monthly loan amount example:
a $20,000 loan for 72 months at 1.75 APR will have a monthly payment of $322.59