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Loans Designed To Meet All Of Your
Borrowing Needs
"Oswego County FCU is an equal-opportunity lender, committed to providing credit
for all members at the lowest possible cost. While many members have established
and maintained an excellent credit record, the Board and management of Oswego County
FCU clearly understand that some members have been adversely affected by circumstances
beyond their control resulting in their inability to meet financial obligations
on a timely basis. Accordingly, Oswego County FCU will carefully evaluate the loan
application of each individual and offer the applicant the best rate possible based
on their individual credit worthiness. A copy of the ‘Oswego County FCU Lending
Policy’ is available for all members to review by visiting or calling the credit
union during normal office hours."
Oswego County FCU is now offering Great discounts and incentives on most GM and Chrysler Vehicles Follow the link below.
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New And Used Vehicle Loans |
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Oswego County FCU offers new and used vehicle financing.
Terms are available for up to 72 months at great low rates. Vehicles that can be
financed include: cars, vans, light trucks, boats and recreational vehicles.
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Apply For A New Vehicle Loan!
Apply For A Used Vehicle Loan!
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Fixed-Rate
Home Equity Loans
Both Fixed-Rate and Variable-Rate Home Equity Loans are available.
And, for a limited time the credit union will pay all reasonable closing costs!
Apply
For A Home Equity Loan!
Home Improvement Loans
Our Home Improvement Loans can give you the money you need to finance minor beautification
projects or major renovations.
Apply
For A Home Improvement Loan!
Mortgage Loans
Oswego County FCU offers a full range of competitive mortgage products.
Request
More Information On Our First Mortgage Products!
Share Secured Loans
Our Share Secured Loans allow you to borrow the money you need at the low rate of
6.0%, because the loan is secured by your shares in Oswego County FCU.
Apply
For A Share Secured Loan!
Signature Loans
When you need a little cash for a specific purpose, an Oswego County FCU Signature
Loan may be the solution.
Apply
For A Signature Loan!
VISA Credit Card
Oswego County FCU offers a low-interest credit card product with a waived annual
fee.
Apply
For A VISA Credit Card!
Loan Pre-Approval
Let us know the purpose and amount and we will pre-approve the loan so you can shop
and negotiate with peace of mind, knowing you have the commitment to finance your
purchase.
Apply
For Loan Pre-Approval!
Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make payment on your loan
without the hassle of writing a check each month.
Apply
For Direct Deposit/Payroll Deduction!
Life and Temporary Disability Insurance
This low-cost insurance is available to pay the balance of the loan in the event
of death, or monthly payments in the event the borrower is disabled and is not capable
of working.
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