Oswego County FCU is here to help you build or rebuild your Credit Score!
The Secured Credit Card is secured by the funds tied to your savings account. Deposit the funds, apply, and enjoy all the benefits and convenience of a credit card!
Benefits of the OCFCU Visa® Secured Credit Card:
There’s so much you get in return:
- Build or improve your credit with responsible use**
- Develop healthy spending and repayment habits
- Shop within Oswego County and save 1%
- Low interest rate of 12.99% APR*
- No cash advance fees
- No annual fee
- No balance transfer fees—So it’s easy to switch!
- Pay online, by phone or in-person at OCFCU
Don't have an OCFCU Visa® Credit Card?
Start taking advantage of zero transfer fees, low-interest rates, and rewards today!
Apply For A Visa Secured credit card!
Or visit one of our convenient locations for complete details.
*APR=Annual Percentage Rate.
** Build credit with responsible use(Secured): OCFCU reports your credit history to the three major credit bureaus so it can help build/rebuild your
credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact
your ability to build/rebuild credit.
VISA Application and Solicitation Disclosure
VISA Credit Card Agreement
