Website and OLB Privacy Statement

Website and Online Banking Privacy Statement

Oswego County Federal Credit Union is committed to making
available financial products and services that meet your
financial needs. We recognize and respect your need for
privacy and security as you visit our site. Protecting personal
information and using it in a responsible manner is a
high priority for everyone associated with our credit Union.


Website Activity:


Oswego County Federal Credit Union will collect only the
personal information that is necessary to conduct our
business. We may gather general information about the
browsing activity of site visitors. This enables us to track
how visitors navigate through the site and the areas in
which they show interest. Although this allows us to track
which areas of our website our visitors are accessing and
general trends, it does not identify specific individuals.


Protection of Personal Information:


Oswego County Federal Credit Union will protect your personal
information. Our credit union will maintain strong
security controls to insure that member information in our
files and computers is protected. We will use security-coding
techniques to protect against unauthorized access to
personal records, to protect the accuracy and integrity of
communications and transactions, and to protect member
confidentiality.


Sharing Information:


Oswego County Federal Credit Union will share only information
necessary to administer the products and services
we provide, when required to do so by regulatory requirements,
or when we partner with other businesses to offer
a broader array of products and services to our members.


Business Partners:


Oswego County Federal Credit Union will partner only with
businesses that have strict confidentiality policies. We will
not sell member information to telemarketing or e-marketing
firms.


Illegal Activity:


Use of the Oswego County FCU website or home banking
systems for illegal activities is strictly prohibited.


Use of Cookies:


In order to provide service to you and to address security
hazards, we will use cookies. A cookie is a small amount of
data that is transferred to your browser by a web server
and can be read only by the server that gave it to you. The
cookie does not provide any personal information about
you to us or to any third party, and you can surf our site
and access important information without revealing your
identity. The cookies used for Oswego County FCU Online
allow us to screen for hackers and to deny unauthorized
access to online banking sessions in progress. You can set
your web browser to inform you when cookies are sent or
to prevent cookies from being sent, however, you will not
be able to access our Oswego County FCU Online if your
bowser is set to refuse cookies.


Request of Information:


When you engage in certain Oswego County FCU web activities such as internet banking, applying for a loan, other online services, or entering contests, Oswego County FCU may ask you to provide certain information about yourself, by filling out and submitting an online form. It is completely optional for you to engage in these activities. Depending on the activity, some of the information that we ask you to
provide is identified as mandatory and some is voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity. Information we receive via online loan applications utilizes industry standard Secure Socket Layer and encrypted browsers to protect your private information from being intercepted by unauthorized individuals.


E-mail:


Personal information contained in e-mails sent to Oswego
County FCU may be used by the credit union staff to
answer questions or provide service. E-mails also may be
forwarded to certain third party vendors in an attempt to
resolve service issues or to provide a product or service.
Please be advised that e-mail may not be secured against
interception by unauthorized individuals and we recommend
you do not include account information via e-mail.
Therefore, if you wish to communicate sensitive or personal
information, you may wish to send it by postal mail, or
telephone us.


We reserve the right to change this policy at any time by
posting a new privacy statement.